In 1898, First Citizens began as the Bank of Smithfield in Johnston County, North Carolina. From a single office, First Citizens has grown to more than 500 branches in 18 states.
A unique community, unlike any other offering custom built single and multifamily homes, luxury apartments, and an abundance of commercial and education options
To fill a void in the workers’ compensation insurance market for small- and medium-sized businesses, in 1992 the North Carolina Retail Merchants Association (NCRMA) formed the NC Retail Self-Insurance